All pages copyright 2009 zEthics. All rights reserved.

As a leading provider of online information services to businesses around the world, privacy and data protection are of the utmost importance to zEthics, Inc. (collectively "zEthics"). This Privacy Statement for zEthics ("Privacy Statement") details the company's policies with respect to the handling of personally identifiable information ("Information") submitted by the reader of this Privacy Policy ("You") or otherwise collected by zEthics via the company's website or in the course of providing services to zEthics's customers. zEthics will use and disclose Information only in accordance with the terms of this Privacy Statement.

A. COLLECTION OF INFORMATION
The type of Information submitted to or collected by zEthics varies depending upon the nature of the activity and relationship with zEthics.

  • Browsing the Website: When You browse the company's website, zEthics may collect information regarding the domain and host from which You access the Internet, the Internet Protocol address of the computer or Internet Service Provider You are using, and anonymous site statistical data. This information is collected for the purpose of assessing the effectiveness of the company's website and for security reasons.
  • Inquiries: The website contains various forms, links to company e-mail addresses, and fax numbers that You may use to solicit information about the website, zEthics services, and the company in general. When You complete and submit a form, send us an e-mail, send us a fax, or contact us by telephone, zEthics may store the inquiries and their contents, including any personally identifiable information You may have provided. Any personally identifiable information You submit via an inquiry is collected only with Your knowledge and active participation.
  • Use of Gateway Services: When You register to use zEthics online processing services ("Gateway Services"), You will be required to provide personally identifiable information and to enter into a written agreement with zEthics. If You ordered any products or services from businesses that use our Gateway Services ("zEthics Customers"), You were required to submit personally identifiable information ("Order Information"). zEthics Customers transmit Order Information to zEthics for the purpose of processing Orders. Order Information is maintained in servers located within the U.S.A. zEthics may maintain Order Information for a certain period of time to comply with audits or for disaster recovery purposes.
  • Applying for an Account: When You submit an application to obtain an account through zEthics, You will be required to provide personally identifiable information. Furthermore, zEthics may also obtain information about You from third party sources, including, without limitation, consumer reporting agencies.
  • Applying for an Account: When You submit an application to obtain an account through zEthics, You will be required to provide personally identifiable information. Furthermore, zEthics may also obtain information about You from third party sources, including, without limitation, consumer reporting agencies.

B. USE AND DISCLOSURE OF INFORMATION
Usage and disclosure of Your Information varies based on Your relationship with zEthics. zEthics never sells any personally identifiable information and, except as expressly set forth below, never discloses personally identifiable information to any third parties.

  • Browsing the Website: Information collected while You're browsing our website may be used to analyze trends, administer the website, improve site performance, gather broad demographic information, and for security purposes. Such Information may be disclosed to third parties to provide any of the aforementioned activities on behalf of zEthics.
  • Inquiries: Information collected during the course of You submitting an inquiry via online form, e-mail, fax, or telephone call may be used by zEthics to respond to Your inquiries or to contact You to inform You of services of zEthics that may be of use to You. Information collected during the course of an inquiry will not be disclosed to any third party unless such third party has been contracted by zEthics, with obligations of confidentiality, to contact You on our behalf.
  • Use of zEthics Services: If You are a zEthics Customer, zEthics will use Your Information during the course of providing You with the Gateway Services. During the course of providing such services, zEthics may disclose Your Information to third parties that have contracted with zEthics to perform certain functions of the Gateway Services on our behalf ("Subcontractors"). zEthics may also use Your Information to contact You about other zEthics offerings and to inform You about general company news and industry trends, directly or through the use of third party vendors. zEthics may also use Your Information for internal business analyses. If You are a customer of a zEthics Customer, zEthics will use Order Information during the course of providing processing services to such zEthics Customer. zEthics may also use Order Information at an aggregate level for internal business analyses and fraud prevention. During the course of providing Gateway Services to zEthics Customers, zEthics may disclose Order Information to banks, processors, card associations, and other financial institutions that are involved in the course of processing or screening the transaction applicable to the Order Information.
  • Applying for an Account: If You apply for an account from or through zEthics, zEthics may use and disclose the Information to evaluate Your eligibility for an account, including disclosure to consumer reporting agencies, relevant financial institutions, and other entities involved in providing the account services. zEthics may also use and disclose Your Information during the course of providing or procuring on Your behalf the account services. zEthics may also use Your Information to contact You, directly or through a third party vendor, about other zEthics offerings and to inform You about general company news and industry trends. zEthics may also use Your Information for internal business analyses.
  • Surveys and Questionnaires: If You submitted an inquiry to zEthics or if You are a zEthics Customer, periodically, zEthics may use Your Information to contact You, directly or through a third party vendor, to complete a survey or questionnaire. Responses to any such survey or questionnaire may be used for internal business analyses and may be disclosed in aggregate form without disclosing any personally identifiable information.
  • Use of Cookies: Forms on our website may use cookies. Cookies are small files of data that reside on Your computer and allow zEthics to recognize You as a zEthics Customer or a previous visitor of our website. zEthics may use cookies to populate frequently used forms or to provide You with other customized viewing options for Your convenience. zEthics uses cookies solely to maintain personalized services throughout the website.
  • Confidentiality Obligations: All contracts entered into between zEthics and zEthics Customers, zEthics and Subcontractors, and zEthics and other third party service providers contain express provisions governing the confidential treatment of any and all personally identifiable information.
  • Investigations and Proceedings: zEthics may use Information to conduct internal investigations. zEthics may disclose Information to cooperate with an investigation by law enforcement agencies or other governmental authorities and may also disclose Information in response to a subpoena, warrant, court order, or other comparable legal processes.

C. INFORMATION SECURITY
zEthics is committed to privacy and security. Examples of zEthics's security measures include: physical, electronic, and procedural safeguards; sophisticated security monitoring tools; documented security policies; use of strong encryption for transmissions of Order Information to and from zEthics Customers; restricted access of personally identifiable information; and, periodic security audits by third party security experts.

D. CORRECTION AND DELETION OF INFORMATION
If You want zEthics to correct or delete Your Information that is stored on zEthics systems, please submit Your request in writing to:

zEthics, Inc.
2320 E Baseline Rd., Ste. 148-164
Phoenix, AZ 85042-6951
ATTN: Subscriber Data Manager
Fax: 888.668.0089

Subject to our ability to verify Your request and provided that zEthics is not required to maintain the Information by applicable laws, regulations, or contractual obligations, zEthics will correct or delete the Information within thirty (30) days of receipt of Your request.